George Osborne, Chancellor of the Exchequer, delivered his autumn statement on Tuesday in the House of Commons. The statement was made in order to review the UK’s finances since the Conservative/Liberal Democrat coalition began and to announce any changes to the existing plans.

The changes that will affect small-to-medium sized businesses

Secret #1: Stop asking, "How are you today?"  Believe it or not, 80% of your competition still advertise themselves as lame sales reps making cold calls by asking this over used and insincere question.  Nothing identifies you more as a pesky telemarketer than opening your call with that question.

Instead, try: "Hi _________, how's your (day of the week) going?"

The first stage is to re-examine and assess your current marketing expenditure, focusing on the following key factors;

Here are some of Intuit UK’s top tips for new (or not so new!) home business owners on how to save money and make money: