They are seen as standard legal jargon that any website should have. But until recently, it was uncertain whether they could protect you. Now, a Court of Appeal ruling has made the position clear. Having properly worded legal disclaimers on your website could save you a small fortune.

Many of us will have started out on a part time basis, whilst still holding down a full time job, until we are ready to ‘take the plunge’ into a full time business.

Often this will either be in the same line of work as our main employment, or it could be the development of a personal hobby or interest.

A significant proportion of people will have just ‘drifted’ into self employment, via mediums such as ebay.