It is probably the concern of every business owner - "How do I increase my profits?"

The business has been set up, the client base has been established, and your products have gained a good following - so what else must you do to increase cash flow? How do you substantially increase profit?

Here are the top 5 tips that might help answer your questions.
 

Factoring and invoice discounting are both forms of receivables finance that allow you to raise money directly against your outstanding debtors as a way of covering a 'funding gap' and this is intended as an introduction to what they are and how they work.

Voice over Internet Protocol works by allowing people to use the internet to communicate rather than ordinary telephones.  VoIP is also referred to as IP Telephony (Internet Protocol Telephony).

Interest rates could return to levels not seen since the late 1990s, warns Andrew Lilico, chief economist at the influential Policy Exchange think tank.

He said inflaiton is likely to rise to around 10pc, due to the quantitative easing policies, which pumped money into the economy, and increased post recession economic activity.