Small firms are being urged to prepare for weather-related disruptions this winter by drawing up continuity plans.

Following the coldest winter for three decades last year, which caused widespread disruption to businesses, forecasters are predicting another harsh, snow-filled winter in the coming months.

Do you remember last winter? There was business misery thanks to the deep snow that brought much of UK business to a halt as Britain struggled to get to work, or slid crunchingly into another vehicle, writes Ralph Morton from Business Car Manager.